Compare personal injury laws across all 50 states. Search by state name, filter by fault rule, and see average car accident settlements, statutes of limitations, and medical malpractice damage caps.
You can recover damages even if you are 99% at fault — your award is simply reduced by your percentage of fault.
You can recover only if you are 50% or less at fault. Your recovery is reduced by your fault %. Most common rule.
Recovery barred if you are 50% or more at fault. Slightly stricter than the 51% bar states.
Any fault on your part — even 1% — completely bars recovery. The harshest rule, used in only 4 states + DC.
| State | Avg. Car Accident Settlement | Fault Rule | PI Statute of Limitations | Med Mal Cap (Non-Econ) | Notable Notes |
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Settlement averages are derived from publicly available industry studies and legal research publications. They represent general market ranges, not guarantees. Individual case outcomes depend on insurance policy limits, injury severity, liability evidence, jurisdiction, and attorney performance. State laws change — always verify current statutes with a licensed attorney in your state. This data is for educational reference only and does not constitute legal advice.
State law dramatically affects what you can recover. A licensed PI attorney in your state knows the local rules, judges, and insurance defense tactics — putting that knowledge to work for you.
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